|
PLANS
|
Emergency+ |
Standard |
Plus |
Premium |
Executive |
|
BENEFITS |
|
|
|
|
|
|
HealthCare Treatment
|
USD 500’000 |
USD 1’000’000 |
USD 1’500’000 |
USD 2’000’000 |
|
Area 1 |
Worldwide excluding USA, except 100% of costs for accident or emergency treatment whilst travelling in the USA (up to 60 days treatment per year) |
|
Area 2 |
Worldwide including USA, 100% of costs for elective and non-emergency treatment |
|
In-Patient Hospital Treatment & Accommodation |
100% of costs |
|
Life-saving Organ Transplants (Lifetime Maximum) |
100% of costs (up to 100'000 USD) |
100% of costs (up to 500'000 USD) |
|
Outpatient Physician & Paramedical Fees |
Not covered |
100% of costs (up to 1'000 USD) |
100% of costs |
|
Outpatient X-Ray, Laboratory Tests |
Not covered |
100% of costs (up to 1'000 USD) |
100% of costs |
|
Prescribed Drugs |
Not covered |
75% of costs (up to 1'000 USD) |
75% of costs |
|
Vaccinations & Inoculations |
Not covered |
100% of costs |
|
Non-Western & Alternative Medicine (including chiropractic, osteopathy & acupuncture etc.) |
Not covered |
100% of costs (up to 400 USD) |
|
Annual Health Checks (Waiting period 6 months) |
Not covered |
100% of costs (up to 600 USD) |
|
Well Child Care
|
Not covered |
100% of costs (up to 1'000 USD) |
100% of costs |
|
Daycare Surgery Treatment |
100% of costs |
|
Prescribed Medical Aids |
Not covered |
50% of costs (up to 6'000 USD) |
|
Psychiatric, Drug & Alcohol Abuse (Waiting period 6 months) |
Not covered |
50% of costs up to USD 5'000 (Lifetime Maximum) |
|
Road Ambulance Transportation |
100% of costs |
|
Pregnancy & Childbirth (12 months waiting period) |
Not covered |
100% of costs (up to 3’000 USD) |
100% of costs (up to 25’000 USD) |
|
Complications of Pregnancy Childbirth (12 months waiting period)
|
Not covered |
100% of costs (up to 10’000 USD) |
100% of costs |
|
Eyeglasses & Contact Lenses (Waiting period 6 months) |
Not covered |
100% of costs (up to 400 USD) |
|
Ophthalmology |
Not covered |
100% of costs |
|
Dread/Chronic Diseases, AIDS (Lifetime Maximum) |
100% of costs (up to 20’000 USD) |
100% of costs (up to 200’000 USD) |
|
Preventative & General Dental Care (Waiting period 6 months) |
Optional extra available |
100% of costs
up to USD 2'000 (annual maximum) |
|
Dental Crowns, Bridges, Dentures & Implants (Waiting period 6 months) |
Optional extra available |
50% of costs up to USD 500 per tooth (up to 2'000 USD) |
|
Emergency Medical Evacuation & Medical Repatriation |
100% of costs |
|
Repatriation of Mortal remains |
100% of costs |
|
Hospitalisation Cash Benefit |
Not covered |
USD 150
per day; (up to 50 days) |
|
Death of Close Relative |
In the event of the death of a close relative (spouse, parent, child, brother or sister) 100% of costs of a round trip airline ticket to attend a funeral up to maximum 5'000 USD per person |
